DAVID EVANS ASSOCIATES LLP
Homebuyers Report
RICS Homebuyer Report
Our Homebuyers Reports are popular with those looking to purchase a modern property.
Our Homebuyer Report provides those looking to purchase a property with peace of mind. Along with a visual inspection, we highlight any defects and then a summary of the overall condition of the property, allowing you to make an informed decision on whether to proceed with the purchase.
This report is ideal for modern homes that are in a reasonable state of repair. For older properties that may require or have had major work completed on them or homes that have an unconventional construction, we recommend a Building Survey.
We provide Homebuyer Reports to homes within Stamford and surrounding counties, including Lincolnshire, Peterborough, Cambridgeshire, Rutland and Northamptonshire.
What’s the Difference Between a Homebuyer Report & a Mortgage Valuation Report?
Commissioning your own survey is simple and an economical way to sidestep any horrible and costly surprises post-purchase.
Even if you are looking for a mortgage on a property, and you’re already paying for a Mortgage Valuation report, it’s still often a good idea to commission a Homebuyers Report anyway.
This is because a Mortgage Valuation report is solely prepared for the lender and not for the borrower. The report will only cover the answers to the lender’s questions in regard to the appropriate security of your Mortgage loan. This means you cannot rely on this report to answer questions on your personal interests or any specific questions on the state of the property.
Survey reports are now categorised into four levels:
- Physical inspection of the property.
- A report based on this inspection.
During this process, David will aim to:
- Describe the elements in need of repair in enough detail so that it can be assessed.
- Offer a clear and succinct representation of his professional opinion on all aspects of the property in question in need of further inspection or repair.
- Describe the condition of repairs or any other elements.
- Help you form an objective view of the condition of the property before purchase.
- Physical inspection of the property.
- A report based on this inspection.
During this process, David will aim to offer professional advice in regards to:
- Helping you form a decision on whether or not to go ahead with the purchase.
- Informing you of any repairs or replacements the property requires.
- Considering what further advice you may need to seek before committing to the purchase.
- Physical inspection of the property.
- A report based on this inspection.
- A valuation as part of the report.
During this process, David will aim to offer professional advice in regards to:
- Helping you form a decision on whether or not to go ahead with the purchase.
- Give you independent advice on how much the property is actually worth.
- Informing you of any repairs or replacements the property requires.
- Considering what further advice you may need to seek before committing to the purchase.
- A thorough physical inspection of the property
- A highly detailed report based on this inspection.
During this process, David will aim to offer professional advice in regards to:
- Help you form a reasoned and informed decision on the purchase of the property or planning for future repairs, maintenance or upgrades to the property.
- Offer detailed condition advice.
- Highlight any risks or hidden defects.
- Suggest the most probably cause of said defects.
- Where agreed, offer an estimate as to the costs and likely timescale for repairs.
What’s included in the Homebuyers Report?
To support you on buying your next home, we’ll assess the agreed sale price and provide an independent valuation within the Homebuyers report.
Along with the report, David will offer his professional opinion on the particular features of the property which affect its present value and may affect its future resale.
